RALLY FINANCIAL LITERACY

LEARN HOWmoney works.

RALLY is built to teach more than sales. We want reps to understand business, ownership, investing, real estate, taxes and how people actually build wealth.

THE GOAL:Make a strong income young—and understand enough about money to make smarter decisions with it.
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RALLY STANDARDDON'T JUST MAKE MONEY.
UNDERSTAND IT.

IT’S EASY TO MAKE MULTIPLE SIX FIGURES IN A SUMMER.

Most companies will teach you how to earn it.

Very few will teach you how to invest it.

THAT IS PART OF THE DIFFERENCE AT RALLY.

We want reps learning how investing, business, real estate, taxes and ownership work while they are young enough for the lessons to compound.

THE RALLYwealth curriculum.

Five categories. No random finance content. Everything fits into understanding how money is earned, owned, invested, borrowed and protected.

01

BUILD & OWN

BUSINESS& equity.

Understand how a company actually works—from the money it brings in to what the business may be worth and what owning a percentage really means.

KEY TOPICS
Revenue
Profit
Margins
Cash Flow
Expenses
Valuation
Equity
Ownership
02

GROW

INVESTING& markets.

Learn the major places people put money to work—and the difference between a long-term investment, a safer income-producing asset and speculation.

KEY TOPICS
Stocks
S&P 500
Index Funds
ETFs
Roth IRA
Traditional IRA
Bonds
Crypto
Compounding
Risk
03

OWN ASSETS

REAL ESTATEinvesting.

Reps love real estate because it is tangible and understandable. We teach how investors look at a property—not just how buyers look at a house.

Two-story house with a landscaped front yard
KEY TOPICS
Leverage
Equity
Cash Flow
Appreciation
Financing
Rentals
Expenses
House Hacking
04

USE MONEY SMARTER

CREDIT& leverage.

Credit affects what you can qualify for, what borrowing costs you and how much flexibility you have when you want to buy a car, rent an apartment, purchase real estate or fund a business.

KEY TOPICS
Credit Scores
Payment History
Utilization
Credit Cards
Interest Rates
Debt
Loans
Leverage
05

KEEP & PROTECT

MONEY& taxes.

Understand the money already coming in—especially when you are earning commission or 1099 income. Learn how taxes, deductions, cash reserves and liquidity affect what you actually get to keep.

KEY TOPICS
1099 Income
Taxes
Deductions
Interest
Debt
Liquidity
Emergency Funds

INVEST FOR 7 YEARS.Then stop.

What if a rep earns $150,000 a year, invests 50% for seven years, and then never contributes another dollar? This shows what time alone can do after the investing stops.

THE 7-YEAR HEAD START

$75K / YEARfor 7 years only.

You contribute $525,000 total. At the end of year 7, you stop investing completely. No more contributions. The money is simply left invested.

THE ASSUMPTION
Annual income$150,000
Invested each year50% · $75,000
Years contributing7 years
After year 7$0 more added
Illustrative return8% / year

Contributions are modeled at the end of each year. Actual returns vary and can be negative.

7 YEARS
Total you put in$525,000
Illustrative value$669,210
You stop contributing here.
Growth beyond contributions: $144,210
10 YEARS
Total you put in$525,000
Illustrative value$843,012
3 years with no new contributions.
Growth beyond contributions: $318,012
20 YEARS
Total you put in$525,000
Illustrative value$1.82M
13 years with no new contributions.
Growth beyond contributions: $1.30M
40 YEARS
Total you put in$525,000
Illustrative value$8.48M
33 years with no new contributions.
Growth beyond contributions: $7.96M
TOTAL YOU EVER CONTRIBUTED $525,000

$75,000 per year for seven years. Then contributions stop.

ILLUSTRATIVE VALUE AT YEAR 40 $8.48M

No additional contributions after year 7—just time and compounding.

Illustrative education only. Assumes $75,000 contributed at the end of each year for seven years, then no further contributions, with a constant 8% annual return. Taxes, fees and inflation are ignored. Actual investment returns vary and are not guaranteed.

THE WHOLEpicture.

The page should not make financial literacy look like a side class. It should show the progression: earn money, understand it, buy assets, and eventually own more.

01EARN

Build sales skills and create income.

02UNDERSTAND

Learn taxes, credit, markets, business and the language of money.

03INVEST

Stocks, funds, bonds, retirement accounts, crypto and real estate.

04OWN

Build toward equity, companies, properties and assets that are bigger than one paycheck.

QUESTIONSwe want reps asking.

Financial literacy gets interesting when the questions become real. These are the kinds of conversations the curriculum should create.

BUSINESS

“WHAT DOES 20% EQUITY ACTUALLY MEAN?”

Ownership percentage, distributions, company value and why equity can matter more than a one-time commission.

Understand ownership → not just income.
INVESTING

“WHAT IS THE S&P 500?”

Learn what an index is, how funds track it, why diversification matters and why time horizon changes the conversation.

Understand the asset → before buying it.
REAL ESTATE

“DOES THIS RENTAL ACTUALLY CASH FLOW?”

Break down payment, financing, rent, expenses, vacancy and maintenance instead of looking only at purchase price.

Understand the deal → not the hype.
CREDIT

“WHY IS MY CREDIT SCORE SO IMPORTANT?”

Learn what affects your score, how utilization works, why interest rates matter and how stronger credit can create more options.

Understand credit → before you need it.
RETIREMENT

“WHY WOULD I OPEN A ROTH IRA AT 19?”

Learn what the account is, how contribution rules work conceptually and why decades of compounding are powerful.

Understand time → because young is an advantage.
RISK

“STOCKS, BONDS OR CRYPTO?”

Learn why different assets have different return expectations, volatility and risks—and why one answer does not fit every goal.

Understand risk → before chasing return.
TAXES

“I MADE $100K. WHAT DO I ACTUALLY KEEP?”

Understand 1099 income, taxes, business expenses, cash reserves and why planning matters before the bill shows up.

Understand the real number → not just the headline.

RALLY financial-literacy content is educational. Tax, investing, credit and real-estate decisions can depend on each person's circumstances and may require qualified professional advice.

RALLY FINANCIAL LITERACY

MAKE MONEY.Learn how wealth is built.

A season should leave you with more than a check. The goal is to leave with better sales skills, better financial knowledge and a clearer understanding of what you can build next.

Apply to Rally →