/* Independent combined earnings calculator below the original ownership results. */
.ownership-lab .owner-total{border-top:1px solid var(--oc-line);margin-top:40px;padding-top:36px;scroll-margin-top:110px}
.ownership-lab .owner-total .ot-intro h2{font-size:clamp(30px,3.4vw,44px);line-height:1.1}
.ownership-lab .owner-total .ot-intro h2 em{font:inherit;color:#7b828d}
.ownership-lab .owner-total .ot-intro>p:not(.oc-eyebrow){max-width:75ch;font-size:16px;line-height:1.7;color:#4e5661;margin:14px 0 0}
.ownership-lab .owner-total .ot-intro>p.ot-separate-note{font-size:13px;color:var(--oc-muted);margin-top:8px}
.ownership-lab .owner-total .ot-toolbar{display:flex;align-items:center;justify-content:space-between;gap:22px;margin:24px 0 18px}
.ownership-lab .owner-total .ot-toolbar>p{font-size:14px;color:var(--oc-muted);line-height:1.6;margin:0}
.ownership-lab .owner-total label{display:block;font-size:14px;font-weight:600;line-height:1.5}
.ownership-lab .owner-total input,.ownership-lab .owner-total select{display:block;width:100%;min-height:46px;border:1px solid #bfc6d0;border-radius:7px;background:#fff;padding:11px 12px;font-size:16px;margin-top:7px}
.ownership-lab .owner-total .ot-toolbar label{flex-shrink:0;font-size:13px}
.ownership-lab .owner-total .ot-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));align-items:start;gap:16px}
.ownership-lab .owner-total .ot-card{border:1px solid var(--oc-line);border-radius:12px;background:#fff;padding:0;margin:0;min-width:0}
.ownership-lab .owner-total .ot-card:last-child{background:#f0f5fc;border-color:#a9bdd9}
.ownership-lab .owner-total .ot-card summary{position:relative;list-style:none;padding:23px;min-height:180px;display:block}
.ownership-lab .owner-total .ot-card summary::-webkit-details-marker{display:none}
.ownership-lab .owner-total .ot-card summary:after{content:'+';position:absolute;top:17px;right:20px;font-size:24px;font-weight:400;color:var(--oc-muted)}
.ownership-lab .owner-total .ot-card[open] summary:after{content:'−'}
.ownership-lab .owner-total .ot-card summary>span{display:block;margin:0;color:inherit;font-weight:400}
.ownership-lab .owner-total .ot-card summary .ot-step{font-size:12px;letter-spacing:.13em;font-weight:700;color:#626b79;margin-bottom:13px}
.ownership-lab .owner-total .ot-card summary .ot-name{font-size:16px;line-height:1.5;font-weight:600}
.ownership-lab .owner-total .ot-card strong{display:block;font:500 clamp(28px,3.2vw,42px)/1.2 'Rally Display',Arial,sans-serif;letter-spacing:-.035em;margin-top:8px;overflow-wrap:anywhere}
.ownership-lab .owner-total .ot-card:last-child strong{color:#1e4f96}
.ownership-lab .owner-total .ot-card summary .ot-edit{font-size:12px;line-height:1.6;color:#626b79;margin-top:13px}
.ownership-lab .owner-total .ot-fields{border-top:1px solid var(--oc-line);padding:4px 23px 23px}
.ownership-lab .owner-total .ot-fields label{margin-top:17px}
.ownership-lab .owner-total .ot-help{font-size:13px;line-height:1.65;color:var(--oc-muted);margin:14px 0 0}
.ownership-lab .owner-total .ot-formula{font-size:14px;line-height:1.7;color:#1e4f96;margin:18px 0 0}
.ownership-lab .owner-total .ot-total{display:grid;grid-template-columns:1.15fr 1fr;gap:26px;padding:25px 0 22px;border-bottom:1px solid var(--oc-line)}
.ownership-lab .owner-total .ot-total span{font-size:15px;font-weight:600;line-height:1.5}
.ownership-lab .owner-total .ot-total strong{display:block;font:500 clamp(32px,4.2vw,54px)/1.2 'Rally Display',Arial,sans-serif;letter-spacing:-.035em;margin:8px 0;overflow-wrap:anywhere}
.ownership-lab .owner-total .ot-total>div:last-child strong{font-size:clamp(28px,3.1vw,39px);color:#4e5661}
.ownership-lab .owner-total .ot-total p{font-size:13px;color:var(--oc-muted);line-height:1.6;margin:0}
.ownership-lab .owner-total .ot-note{font-size:14px;line-height:1.75;color:var(--oc-muted);margin:15px 0}
.ownership-lab .owner-total .ot-status{font-size:14px;line-height:1.7;color:#71502f;margin:12px 0}
.ownership-lab .owner-total .ot-status:empty{display:none}
.ownership-lab .owner-total .ot-alert{font-size:14px;line-height:1.7;background:#f2ece5;color:#71502f;padding:14px 17px;border-left:3px solid #a36a39;margin:20px 0}
.ownership-lab .owner-total .ot-options,.ownership-lab .owner-total .ot-math{border-top:1px solid var(--oc-line);padding-top:18px;margin-top:20px}
.ownership-lab .owner-total .ot-options>summary,.ownership-lab .owner-total .ot-math>summary{font-size:16px;min-height:36px}
.ownership-lab .owner-total .ot-option-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:20px;margin-top:15px}
.ownership-lab .owner-total h3{font:500 23px/1.3 'Rally Display',Arial,sans-serif;letter-spacing:-.02em;margin:22px 0 10px}
.ownership-lab .owner-total button{min-height:44px;border:1px solid #bfc6d0;border-radius:7px;background:#fff;font-size:14px;font-weight:600;padding:11px 17px;cursor:pointer;max-width:100%}
.ownership-lab .owner-total dl{margin:16px 0}
.ownership-lab .owner-total dl>div{display:flex;justify-content:space-between;gap:20px;border-bottom:1px solid var(--oc-line);padding:12px 0;font-size:14px;line-height:1.6}
.ownership-lab .owner-total dd{white-space:nowrap}
.ownership-lab .owner-total dl>div:last-child{font-weight:700;color:#1e4f96}
.ownership-lab .owner-total dl>div:last-child dt{color:inherit}
.ownership-lab .owner-total .ot-disclaimer{font-size:12px;line-height:1.75;color:var(--oc-muted);margin:22px 0 14px;max-width:130ch}
@media(max-width:900px){.ownership-lab .owner-total .ot-card summary{padding:20px}.ownership-lab .owner-total .ot-fields{padding:4px 18px 20px}}
@media(max-width:700px){.ownership-lab .owner-total{padding-top:28px;margin-top:30px}.ownership-lab .owner-total .ot-cards{grid-template-columns:1fr;gap:12px}.ownership-lab .owner-total .ot-card summary{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:0 12px;align-items:center;min-height:116px;padding:19px 20px}.ownership-lab .owner-total .ot-card summary .ot-step{grid-column:1/-1;margin-bottom:7px}.ownership-lab .owner-total .ot-card summary .ot-name{font-size:15px}.ownership-lab .owner-total .ot-card summary strong{grid-row:2;grid-column:2;margin:0;font-size:29px}.ownership-lab .owner-total .ot-card summary .ot-edit{grid-column:1/-1;margin-top:11px}.ownership-lab .owner-total .ot-card summary:after{top:9px}.ownership-lab .owner-total .ot-total{grid-template-columns:1fr;gap:22px}.ownership-lab .owner-total .ot-total strong{font-size:40px}.ownership-lab .owner-total .ot-option-grid{grid-template-columns:1fr}.ownership-lab .owner-total .ot-toolbar{gap:15px}.ownership-lab .owner-total .ot-toolbar>p{font-size:13px}.ownership-lab .owner-total dl>div{font-size:13px;gap:12px}}
@media(max-width:370px){.ownership-lab .owner-total .ot-card summary strong{font-size:25px}}

.ownership-lab .owner-total .ot-intro strong{font-weight:700;color:var(--oc-ink,#17191d)}
.ownership-lab .owner-total .ot-reset{margin-top:20px}